Thursday, 19 September 2019

Does help to buy - help only the rich?

According to newspaper reports. Help to buy loans have benefited the rich more than the poor. Over 5,000 earning over 80,000 got loans to buy their own home.
Indeed the Public Accounts Committee recent report found  "Around three-fifths of buyers who took part in the scheme did not need its support to buy a property" See also their progress review pages.
NAO has considered whether it pushes up house prices.
for further facts see official UK government statistics.
Which? comment

some commentators believe it has increased home ownership amongst the young. But also significant is the Bank of mum and dad
 Lucian Cook, residential research director at estate agent Savills, said purchases made with Help to Buy came to about 48,000 in 2018, of which 39,000 were first-time buyers.
The English Home Survey has time series data on home ownership and renting








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